We help small businesses borrow better and grow with confidence.
Moxie means courage, determination, and force of character. It reflects the spirit of the entrepreneurs we serve.
Moxie Money is starting by making the SBA loan experience simpler, faster, and more transparent. We help business owners understand their options, organize what they need, and guide them through the process with confidence.
Over time, we plan to use advanced analytics and AI to turn a business's financial data into actionable insights to help owners better understand their financial health, identify opportunities, and manage the drivers of profitable growth.
A note from our founder.
Steve Allocca
Founder & CEO, Moxie Money
For more than 25 years, I have worked at the intersection of banking, credit, technology, and customer experience. Throughout my career, I saw talented entrepreneurs working tirelessly to build businesses that strengthen their customers' lives and communities, while the financial system remained too slow, complicated, and misaligned to serve them well.
I founded Moxie Money because small business owners deserve a financial partner that understands their ambition, respects their time, and is genuinely on their side.
We are starting by improving access to SBA loans, but our ambition is broader: to help entrepreneurs make better financial decisions and build stronger, more profitable businesses.
"Small business owners deserve better, simpler access to capital to grow with confidence."
I saw the same problem again and again
Great businesses ready to grow. Financial systems that were too slow.
The WEEKS of Silence
Business owners would apply for a business loan and hear nothing material for weeks. No updates. No clarity. Just "we're working on it," while real opportunities disappeared.
The Paper Trap
Applying was a trap of endless forms and redundant requests. Banks ran on outdated manual processes.
Committee Theater
Six committees. Seven approvals. Endless signatures. No one owned the decision — so nothing moved. Loans weren't denied. They were lost in the shuffle.
Moxie Money Fixes What's Broken
Streamlined Application
No black box. You'll know your eligibility status immediately.
Transparent Requirements
We define the documentation needs upfront. No moving goalposts.
Dedicated Underwriters
Single point of accountability. Your file is managed by one expert team from origination to closing.
Alignment
We only succeed when you succeed. Our mission is to get you the capital you need for your business.
Build your momentum.
Continue growing.
Check your eligibility now. No commitment required.
No credit impact to check